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Insurance

Congress Wants To Pillage Your IRA

lordjm231April 29, 2023

A proposed Bill in the House of Representatives seeks to put new rules and limitations on IRA’s as well as…

Insurance

I Should Have Bought Stocks

lordjm231April 29, 2023

I own stocks. This shouldn’t be a big revelation to anyone. I think I’ve been pretty transparent about my beliefs…

Insurance

Sounding The Alarm On Sounding The Alarm On Indexed Universal Life Insurance

lordjm231April 29, 2023

Back in July of this year, Forbes published an article that sought to “Sound the Alarm on Indexed Universal Life…

Insurance

Everything You Always Wanted To Know About Rate Of Return

lordjm231April 29, 2023

I’ll be honest with you—writing this post makes me feel a bit like Jack Nicholson’s character in the movie “A…

Insurance

What Is Whole Life Insurance & How Does It Work?

lordjm231April 29, 2023

Known by a few different names, and probably the most tweaked product in the industry, Whole Life (aka straight life…

Insurance

Lying About Taxable Equivalent Rate Of Return On Cash Value Life Insurance

lordjm231April 29, 2023

Personally, I’ve always found the internal rate of return discussion silly. Some clients–mostly those who work in finance–ask about it.…

Insurance

The Hidden Costs of Indexed Universal Life Insurance That Could be Eating Away at Your Savings.

lordjm231April 29, 2023

Indexed universal life insurance (IUL) has been gaining popularity in recent years, thanks to its unique cash value accumulation and…

Insurance

How Life Insurance Companies Master Diversification In Asset Management

lordjm231April 29, 2023

In today’s fast-paced and unpredictable financial landscape, managing risk and achieving consistent returns is more important than ever. Life insurance…

Insurance

Variable Universal Life Insurance: A Costly Gamble That Could Leave You Empty Handed

lordjm231April 29, 2023

Life insurance is a crucial decision, and there are many options to choose from, such as whole life insurance and…

Insurance

The Innovation Advantage: Why Indexed Universal Life Insurance Is Outpacing Whole Life Insurance

lordjm231April 29, 2023

In the dynamic landscape of life insurance, new products and strategies constantly emerge, and indexed universal life insurance (IUL) has…

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