How much you need for comfortable retirement as pensioners at risk of 7 year shortfall
As the cost of living crisis continues, Britons looking to retire comfortably may feel overwhelmed as inflation eats into their…
Author: lordjm231
Congress Wants To Pillage Your IRA
A proposed Bill in the House of Representatives seeks to put new rules and limitations on IRA’s as well as…
I Should Have Bought Stocks
I own stocks. This shouldn’t be a big revelation to anyone. I think I’ve been pretty transparent about my beliefs…
Sounding The Alarm On Sounding The Alarm On Indexed Universal Life Insurance
Back in July of this year, Forbes published an article that sought to “Sound the Alarm on Indexed Universal Life…
Everything You Always Wanted To Know About Rate Of Return
I’ll be honest with you—writing this post makes me feel a bit like Jack Nicholson’s character in the movie “A…
What Is Whole Life Insurance & How Does It Work?
Known by a few different names, and probably the most tweaked product in the industry, Whole Life (aka straight life…
Lying About Taxable Equivalent Rate Of Return On Cash Value Life Insurance
Personally, I’ve always found the internal rate of return discussion silly. Some clients–mostly those who work in finance–ask about it.…
The Hidden Costs of Indexed Universal Life Insurance That Could be Eating Away at Your Savings.
Indexed universal life insurance (IUL) has been gaining popularity in recent years, thanks to its unique cash value accumulation and…
How Life Insurance Companies Master Diversification In Asset Management
In today’s fast-paced and unpredictable financial landscape, managing risk and achieving consistent returns is more important than ever. Life insurance…
Variable Universal Life Insurance: A Costly Gamble That Could Leave You Empty Handed
Life insurance is a crucial decision, and there are many options to choose from, such as whole life insurance and…